Common questions about paycheques and tax in Canada
Every answer uses the same 2026 federal, provincial and territorial figures as the calculator. Choose a province or territory for its own questions.
Paycheques and tax in Canada
How is take-home pay calculated in Canada?
Your employer withholds federal and provincial or territorial income tax, CPP (QPP in Quebec) and EI (plus QPIP in Quebec) from each paycheque, using CRA's payroll formulas or Revenu Québec's. Pay Planner applies the same 2026 formulas to every paycheque you schedule and estimates your annual tax return.
How much is $60,000 a year after tax in Canada?
It depends on the province. In Ontario it is about $47,340 a year for a single filer in 2026; the take-home pay page compares every province and territory.
What are the federal income tax brackets for 2026?
14% on income up to $58,523, 20.5% from $58,523 to $117,045, 26% from $117,045 to $181,440, 29% from $181,440 to $258,482, 33% over $258,482. The federal basic personal amount is up to $16,452.
How much CPP and EI comes off a paycheque in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07). Quebec uses QPP, a lower EI rate and QPIP instead.
Does Pay Planner save or send my pay information?
No. Every figure is calculated in your browser. The app stores nothing, sets no cookie, loads no analytics and sends your entries nowhere, so reloading the page clears them.
By province and territory
Each one's take-home on $60,000, tax brackets, basic personal amounts, CPP or QPP, EI and overtime.
Alberta
How much is $60,000 a year after tax in Alberta?
About $47,691 a year, or $1,834 every two weeks. That is after $5,338 of federal tax, $2,631 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Alberta income tax brackets for 2026?
Alberta's 2026 provincial rates are 8% on income up to $61,200, 10% from $61,200 to $154,259, 12% from $154,259 to $185,111, 13% from $185,111 to $246,813, 14% from $246,813 to $370,220, 15% over $370,220. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Alberta for 2026?
$22,769 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Alberta in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Alberta?
Alberta's Employment Standards Code requires time and a half after 8 hours in a day or 44 in a week. Alberta also has 9 statutory holidays, which the planner uses as each job's default.
British Columbia
How much is $60,000 a year after tax in British Columbia?
About $47,755 a year, or $1,837 every two weeks. That is after $5,338 of federal tax, $2,567 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the British Columbia income tax brackets for 2026?
British Columbia's 2026 provincial rates are 5.6% on income up to $50,363, 7.7% from $50,363 to $100,728, 10.5% from $100,728 to $115,648, 12.29% from $115,648 to $140,430, 14.7% from $140,430 to $190,405, 16.8% from $190,405 to $265,545, 20.5% over $265,545. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in British Columbia for 2026?
$13,216 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in British Columbia in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in British Columbia?
B.C.'s Employment Standards Act requires time and a half after 8 hours in a day or 40 in a week. Double time is owed past 12 hours in a day. British Columbia also has 11 statutory holidays, which the planner uses as each job's default.
Manitoba
How much is $60,000 a year after tax in Manitoba?
About $45,773 a year, or $1,761 every two weeks. That is after $5,338 of federal tax, $4,549 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Manitoba income tax brackets for 2026?
Manitoba's 2026 provincial rates are 10.8% on income up to $47,000, 12.75% from $47,000 to $100,000, 17.4% over $100,000. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Manitoba for 2026?
$15,780 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Manitoba in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Manitoba?
Manitoba's Employment Standards Code requires time and a half after 8 hours in a day or 40 in a week. Manitoba also has 9 statutory holidays, which the planner uses as each job's default.
New Brunswick
How much is $60,000 a year after tax in New Brunswick?
About $46,047 a year, or $1,771 every two weeks. That is after $5,338 of federal tax, $4,275 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the New Brunswick income tax brackets for 2026?
New Brunswick's 2026 provincial rates are 9.4% on income up to $52,333, 14% from $52,333 to $104,666, 16% from $104,666 to $193,861, 19.5% over $193,861. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in New Brunswick for 2026?
$13,664 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in New Brunswick in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in New Brunswick?
New Brunswick's Employment Standards Act requires 1.5 times the minimum wage after 44 hours in a work week. New Brunswick also has 8 statutory holidays, which the planner uses as each job's default.
Newfoundland and Labrador
How much is $60,000 a year after tax in Newfoundland and Labrador?
About $45,762 a year, or $1,760 every two weeks. That is after $5,338 of federal tax, $4,559 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Newfoundland and Labrador income tax brackets for 2026?
Newfoundland and Labrador's 2026 provincial rates are 8.7% on income up to $44,678, 14.5% from $44,678 to $89,354, 15.8% from $89,354 to $159,528, 17.8% from $159,528 to $223,340, 19.8% from $223,340 to $285,319, 20.8% from $285,319 to $570,638, 21.3% from $570,638 to $1,141,275, 21.8% over $1,141,275. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Newfoundland and Labrador for 2026?
$13,094 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Newfoundland and Labrador in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Newfoundland and Labrador?
Newfoundland and Labrador's Labour Standards Act requires 1.5 times the minimum wage after 40 hours in a work week. Newfoundland and Labrador also has 6 statutory holidays, which the planner uses as each job's default.
Nova Scotia
How much is $60,000 a year after tax in Nova Scotia?
About $44,726 a year, or $1,720 every two weeks. That is after $5,338 of federal tax, $5,596 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Nova Scotia income tax brackets for 2026?
Nova Scotia's 2026 provincial rates are 8.79% on income up to $30,995, 14.95% from $30,995 to $61,991, 16.67% from $61,991 to $97,417, 17.5% from $97,417 to $157,124, 21% over $157,124. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Nova Scotia for 2026?
$11,932 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Nova Scotia in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Nova Scotia?
Nova Scotia's Labour Standards Code requires time and a half after 48 hours in a work week. Nova Scotia also has 6 statutory holidays, which the planner uses as each job's default.
Northwest Territories
How much is $60,000 a year after tax in Northwest Territories?
About $47,938 a year, or $1,844 every two weeks. That is after $5,338 of federal tax, $2,384 of territorial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Northwest Territories income tax brackets for 2026?
Northwest Territories's 2026 territorial rates are 5.9% on income up to $53,003, 8.6% from $53,003 to $106,009, 12.2% from $106,009 to $172,346, 14.05% over $172,346. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Northwest Territories for 2026?
$18,198 for territorial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Northwest Territories in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Northwest Territories?
The Northwest Territories' Employment Standards Act requires time and a half after 8 hours in a day or 40 in a week. Northwest Territories also has 11 statutory holidays, which the planner uses as each job's default.
Ontario
How much is $60,000 a year after tax in Ontario?
About $47,340 a year, or $1,821 every two weeks. That is after $5,338 of federal tax, $2,982 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Ontario income tax brackets for 2026?
Ontario's 2026 provincial rates are 5.05% on income up to $53,891, 9.15% from $53,891 to $107,785, 11.16% from $107,785 to $150,000, 12.16% from $150,000 to $220,000, 13.16% over $220,000. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Ontario for 2026?
$12,989 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Ontario in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Ontario?
Ontario's Employment Standards Act requires time and a half after 44 hours in a work week. Ontario also has 9 statutory holidays, which the planner uses as each job's default.
Prince Edward Island
How much is $60,000 a year after tax in Prince Edward Island?
About $45,447 a year, or $1,748 every two weeks. That is after $5,338 of federal tax, $4,875 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Prince Edward Island income tax brackets for 2026?
Prince Edward Island's 2026 provincial rates are 9.5% on income up to $33,928, 13.47% from $33,928 to $65,820, 16.6% from $65,820 to $106,890, 17.62% from $106,890 to $142,520, 19% from $142,520 to $200,000, 20% over $200,000. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Prince Edward Island for 2026?
$15,000 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Prince Edward Island in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Prince Edward Island?
Prince Edward Island's Employment Standards Act requires time and a half after 48 hours in a work week. Prince Edward Island also has 8 statutory holidays, which the planner uses as each job's default.
Quebec
How much is $60,000 a year after tax in Quebec?
About $45,328 a year, or $1,743 every two weeks. That is after $4,427 of federal tax, $5,647 of provincial tax, $3,560 of QPP and $1,038 of EI and QPIP, for a single filer with no other income in 2026.
What are the Quebec income tax brackets for 2026?
Quebec's 2026 provincial rates are 14% on income up to $54,345, 19% from $54,345 to $108,680, 24% from $108,680 to $132,245, 25.75% over $132,245. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Quebec for 2026?
$18,952 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much QPP and EI comes off a paycheque in Quebec in 2026?
QPP takes 6.3% of pay between $3,500 and $74,600 (at most $4,479.30), and QPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.3% up to $68,900 of insurable earnings (at most $895.70). QPIP takes 0.43% up to $103,000 (at most $442.90).
When does overtime start in Quebec?
Quebec's Act respecting labour standards requires time and a half after 40 hours in a work week. Quebec also has 8 statutory holidays, which the planner uses as each job's default.
Saskatchewan
How much is $60,000 a year after tax in Saskatchewan?
About $46,520 a year, or $1,789 every two weeks. That is after $5,338 of federal tax, $3,802 of provincial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Saskatchewan income tax brackets for 2026?
Saskatchewan's 2026 provincial rates are 10.5% on income up to $54,532, 12.5% from $54,532 to $155,805, 14.5% over $155,805. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Saskatchewan for 2026?
$20,381 for provincial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Saskatchewan in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Saskatchewan?
The Saskatchewan Employment Act requires time and a half after 8 hours in a day or 40 in a week. Saskatchewan also has 10 statutory holidays, which the planner uses as each job's default.
Yukon
How much is $60,000 a year after tax in Yukon?
About $47,885 a year, or $1,842 every two weeks. That is after $5,338 of federal tax, $2,437 of territorial tax, $3,362 of CPP and $978 of EI, for a single filer with no other income in 2026.
What are the Yukon income tax brackets for 2026?
Yukon's 2026 territorial rates are 6.4% on income up to $58,523, 9% from $58,523 to $117,045, 10.9% from $117,045 to $181,440, 12.8% from $181,440 to $500,000, 15% over $500,000. Federal tax is charged on top, from 14% to 33%.
What is the basic personal amount in Yukon for 2026?
$16,452 for territorial tax, and up to $16,452 for federal tax. Income below these amounts is effectively not taxed.
How much CPP and EI comes off a paycheque in Yukon in 2026?
CPP takes 5.95% of pay between $3,500 and $74,600 (at most $4,230.45), and CPP2 takes 4% between $74,600 and $85,000 (at most $416.00). EI takes 1.63% up to $68,900 of insurable earnings (at most $1,123.07).
When does overtime start in Yukon?
Yukon's Employment Standards Act requires time and a half after 8 hours in a day or 40 in a week. Yukon also has 11 statutory holidays, which the planner uses as each job's default.